How living an Eco-life can save you money

If the cost of your energy consumption is spiralling beyond your means, there could be a simple solution; making your home energy efficient. Fortunately, small, sustainable changes can go a long way towards slashing your energy bills. When it comes to reducing your energy usage, you do not necessarily need to spend money to save money.

Sometimes the simplest solutions can have the greatest impact

Here’s our top 4 ways to save on electricity consumption with the least amount of effort possible. If you’re just getting started with your journey to reducing your impact on the environment, start here first:

Turn down your thermostat

The simple act of reducing your thermostat by one degree Celsius could cut your heating bills by as much as 10%, saving you around £50 per year.

Turn off your appliances

Almost all household appliances use energy when they are on standby. By getting into the habit of unplugging your appliances, you could save between £45 and £80 a year.

Watch your water-usage

Showers use up to a third of the energy of baths. Limiting your long soaks can save up to £15 a year on your gas bills and £25 on your water bills on average.

How to make the most of free cash

If you think your property could benefit from energy-saving improvements, contact the Energy Savings Trust. You may be able to receive funding towards the cost of installing the following energy-saving improvements:

• Cavity wall insulation: If your home was built after 1920, its external walls may comprise of two layers of brick with a small gap (cavity) in between. Cavity wall insulation can fill in that gap, helping you to keep heat inside of your home. If you own a three-bedroom semi-detached home with cavity walls, insulation could help you to save up to £135 a year on your heating bills.

• Top up your loft insulation: If your loft is uninsulated, you could save around £105 a year on your heating bills simply by installing the recommended 270mm depth of insulation. If your loft is already insulated, you could save around £15 a year by topping it up from a mere 100mm to a snug 270mm.

• Replace your old boiler: Boilers account for a staggering 55% of your household energy usage, so a modern, energy-efficient boiler will make a considerable difference to the cost of your energy bills. If you replace your old gas boiler with an A-rated condensing boiler and use its thermostat to your advantage, you will significantly reduce your home’s carbon footprint and potentially save yourself around £300 a year.

How to pay for your energy bills

Reducing your energy consumption will offer you a certain level of protection against rising energy prices, but we all know that sometimes, despite our best laid plans, an unexpectedly high bill can catch us out! If, you need a small loan to help you pay your bill before your pay comes in, maybe a short-term loan can help. As a responsible and ethical lender, MYJAR will look into your income and credit history; if it determines that you have the means to afford your loan repayments, it will grant you the cash you require to pay off your priority debts.

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